Florida SEP Extensions and SEP Sales Compliance Reminders
SEP extensions:
Listed below are the links to the executive orders related to each SEP.
Hurricane Nicole: Extended through 2/29
Hurricane Idalia: Extended through 2/29
Hurricane Ian: Extended through 3/31
Additionally, each of these SEPs are now excluding Bay county.
Here are some reminders about how to follow compliance in regards to the sale of insurance during a Special Enrollment Period (SEP), courtesy of Florida Blue, of Blue Cross and Blue Shield.
- Agents may not market SEPs; however, please be aware of all available SEPs! This will help beneficiaries who believe they have missed an election period due an emergency or disaster.
- When using an SEP, agents should always utilize the following guidelines:
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- Ask the beneficiary if they can show proof that they live or did lived in an impacted area at the start of the SEP eligibility period
- If the beneficiary does not have proof, ask them to verbally attest to it
- Confirm the beneficiaries had another election period available during the time of the incident period that they were unable to utilize due to the disaster or other emergency
- Once verified, use election code SEP-DST on the application
- If using Sales Connect, use “I was affected by a weather-related emergency or disaster (as declared by the Federal Emergency Management Agency (FEMA). One of the other statements here applied to me, but I was unable to make my enrollment because of the natural disaster” option.
- Be sure to review the required Pre-Enrollment Checklist with a beneficiary prior to enrollment. You should cover these items in full and confirm that the beneficiary understands all items addressed
- Remember to obtain Scope of Appointment (SOA) forms and only discuss products with potential enrollees that have been agreed to on the SOA
- You should review all health care choices with the beneficiary and help them to select a plan that best meets their needs and situation
Questions about SEPs, how they work, where and when they are, and how to utilize them?
Contact us by calling: 866-568-9649 or emailing: