Equitrust Fixed Index Annuities Rate Decrease!
Carrier Updates
January 16, 2024
EquiTrust is decreasing rates on some accounts for all FIAs — including Bridge®, effective 1/24/24!
Transition rules:
To receive the current rates, all application paperwork must be received by EquiTrust via mail, fax, E-Application or Upload a Doc no later than 5:00 p.m. Central time, Tuesday, January 23, 2024 (the day before the new rates are effective).
Rate hold If the initial premium is not received with the application but is received within 60 calendar days, the contract will be credited with the higher of the rates on the date of receipt of the application or the rates for new issues on the date the premium is received.
Updated rates as of 1/24/24
View the updated Annuity All-Product Summary with 1/24/24 rates here.
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
Focus50 2-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
Focus50 2-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
Focus50 2-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
Focus50 2-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
S&P 500 1‐Yr Pt‐to‐Pt Cap
S&P 500 1‐Yr Pt‐to‐Pt Participation
S&P 500 1‐Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
Rate buy-up fixed index annuities
Index accounts with no fee
S&P 500 1-Yr Pt-to-Pt Cap
MARC 5% 1-Yr Pt-to-Pt Participation
Rate buy-up accounts with 1.50% annual fee
S&P 500 1-Yr Pt-to-Pt Cap w/Fee
S&P 500 1-Yr Pt-to-Pt Participation w/Fee
Focus50 1-Yr Pt-to-Pt Participation w/Fee
MARC 5% 1-Yr Pt-to-Pt Participation w/Fee
Index accounts with no fee
S&P 500 1-Yr Pt-to-Pt Cap
MARC 5% 1-Yr Pt-to-Pt Participation
Rate buy-up accounts with 1.00% annual fee
S&P 500 1-Yr Pt-to-Pt Cap w/Fee
S&P 500 1-Yr Pt-to-Pt Participation w/Fee
Focus50 1-Yr Pt-to-Pt Participation w/Fee
MARC 5% 1-Yr Pt-to-Pt Participation w/Fee
Fixed index annuity with long-term care (LTC) benefits
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation